All it requires is a 10% deposit. The remaining portion of your balance is broken up into 11 equal payments. The payments are then billed on your credit card monthly by Budco, a finance company associated with Ford Motor Company. The plan is fully active after your initial deposit.

With the average credit card interest rate now at 16.1%, the Service Payment Plan can save you a minumum of $80.00 in interest charges over 11 months**.

For example if your Ford ESP plan was $800.00 your initial down payment would only be $80.00. Your remaining balance would be $720.00. Broken into 11 payments($720.00/11 months) your credit card would be charged $65.45 per month for the remaining payments. Your first monthly payment would be due 30-45 days after your initial 10% deposit.

We are committed to making purchasing Ford ESP plans easy for our customers.

*The 12 month payment plan is only available on ESP plans that extend your warranty longer than 12 months. No credit checks are done.

**The cost of repaying a $1000 loan with 16.1% interest over 12 months, is $81.00 in interest.